How We Work

Our process is specifically tailored to help you establish goals and help meet these goals through the use of insurance products.


Where you are right now

Your Goals, Needs and Objectives

Most people want more time and energy to live their lives in the most fulfilling manner. Do you desire more time for your family, friends, career, business and personal well being? We take the time to understand your financial goals and objectives as we believe that understanding where you stand is the backbone of any decisions you will make. When you choose to partner with us, we will work hand in hand in developing the right financial and insurance strategy for you. This way, you will have more time and energy to focus on other important aspects of your life. We will also help you develop sound financial habits for you to build your retirement funds and wealth.

Where you want to go

Accumulation, Retirement and Income Planning

People want freedom from worries and unknowns. Are you confident about your financial path?

Do you desire a plan that considers accumulation of wealth, taxes and distribution strategies? Detailed accumulation as well as proper distribution of wealth is important to help achieve success in the execution of all your investments, tax and retirement planning strategies.

Safe Harbor Finance & Insurance works with you by establishing where you are right now, financially, and determining where you want to be. Once these factors are determined, we will help you build the most effective and efficient plan to achieve your financial goals. We understand that each of our client’s needs are different. Therefore, we offer personalized solutions to specifically cater to your unique situation.

How to get there

Personalized, Low Cost, Pro-Active Asset Management

Safe Harbor Finance & Insurance will provide the best processes to ensure that you are able to participate in rising capital markets. We will manage your investment risks — not your returns, as no management strategies can predict the actual returns you will receive. It’s not a static buy-and-hold approach, but a thoughtful allocation and re-balancing process that reduces your exposure to potentially overpriced assets in the event of a sector or asset class bubble. Our process also helps you maintain or increase your positions in sectors and asset classes overdue to outperform.

Safe Harbor Finance & Insurance will guide you to make financial decisions that are sensible to you. We are an independent firm and not paid by any investment company. This means that you will know exactly how much your investments cost.